I need help consolidating my student loans

It’s not a shameful or embarrassing position to be in. And, as I’ve recently learned, we have options if we aren’t afraid to pursue them. When that job finished, I moved to New York for graduate school and deferred my loans while studying for my master’s degree in education. I decided that I didn’t want to be a teacher anymore.

We all have our reasons for being in this situation. After graduation, I spent a few years teaching English abroad and paid my student loans every month without fail.

The money first goes to pay collection costs and fees, and then when that has been paid off, towards the principal balance and interest.

I was also broke and about ,000 in debt to the U. So, while I tried to figure out what career I wanted to pursue, I went back to serving to pay the rent.

I had no idea what I wanted to do career-wise — I had some vague idea of doing something in book publishing — but other than that, I was at a loss. I funded all of my college and graduate school living expenses on my own by waiting tables.

I looked into becoming a dominatrix at foot fetish parties.

I tried out for the game show “Who Wants to be a Millionaire.” I finally found a full-time 9-to-5 job with benefits, although the salary was just about what I made waiting tables.

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